An annuity is a financial product that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.  Annuities are insurance products which protect against the risk of outliving your income.  There are different types of annuities to choose from to help you reach your personal financial goals. Finding one that’s right for you depends on your individual needs.

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