Supplemental insurance provides additional protection against health care expenses not covered by your plan. Many supplemental insurance plan’s cash benefits are paid directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.

Hospital indemnity insurance provides fixed cash benefits for covered services including hospital stays, emergencies and outpatient services.    For situations involving a critical condition or illness, there are policies that give lump sum benefits to help pay out-of-pocket expenses for heart attacks, strokes, heart surgeries, cancer and other illnesses.

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